A monthly plan built on your real income
Tell MoneyLoop your income and goals, and it splits the month between fixed costs, saving and flexible spending, then tells you each day what's safe to spend.
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How do I split my income between bills, saving and spending?
Enter your monthly income and goals, and MoneyLoop builds a plan that splits the month between fixed costs such as rent and installments, saving, and flexible spending. The plan updates with every transaction, and each day the app tells you how much you can safely spend without touching your savings or your bills.
Clear savings goals
An emergency fund, a car or flat deposit, or any goal you set, with a fixed monthly amount.
Safe to spend, every day
One number that tells you what you can spend today without hurting your plan.
A plan that adjusts with you
When your income or spending changes, the plan changes with it.
How the plan works
The plan reads a month of your money: what comes in, what goes out, what you've saved and what you owe. Then it scores it and tells you where to start, in about two minutes.
A score out of 100 for your money health
Five weighted checks: savings rate, debt load, emergency runway, fixed costs and investing. It isn't a credit score, and no bank ever sees it.
- Excellent
- Good
- Fair
- Needs attention
Your next steps, in order
A target split of your income between needs, wants, debt and savings, then your steps ranked by value, each with the amount it saves you.
Four strategies
The app suggests a strategy from your numbers and explains why, and you can switch to another at any time.
- Debt first
- Safety net first
- Zero-based budget
- Conscious spending
Eight checks against published benchmarks
Safety net, savings, debt, fixed costs, investing, what's left each month, subscriptions and your biggest flexible spend, and every check that needs work comes with how to improve it.
Your earlier plans
Each new plan starts with your last answers filled in, and older plans stay so you can compare your score. Your first plan is free.
The first plan you'll actually stick to
الابلكيشن ده فكرته عبقريه وحللي مشكله متابعه مصاريفي الشخصيه