Comparison
MoneyLoop vs Monarch
Monarch works by linking US banks, in English only, on a paid subscription. MoneyLoop is built for Egypt's banks and wallets, in Arabic too, and adds a monthly plan, a money health score and bill splitting.
Get MoneyLoop freeMoneyLoop does a lot more. 17 features to 6.
Of 17 features that matter for your money, MoneyLoop has every one. Monarch has 6.
What Monarch doesn't have
- Automatic tracking from bank texts
- InstaPay and wallets
- Logging by voice
- Receipt scanning
- A full Arabic interface
- A money health score
- A monthly financial plan
- Installments and loans
- Bill splitting
- Gold and silver
- Connects to ChatGPT, Claude and Gemini
MoneyLoop17/ 17The difference. What MoneyLoop does that Monarch doesn't.
It logs your spending for you
Every text from your bank or InstaPay becomes a sorted payment, without you typing a thing.
Monarch: Relies on bank linking, mainly in the US.
Learn moreIt scores your money health
One score that brings your saving, debts and bills together, and shows what lifts it.
Monarch: No money health score.
Learn moreIt splits the bill with friends
Evenly or by what each person ordered, and you see who's paid.
Monarch: Splits a payment across categories, not people.
Learn moreFeature by feature
MoneyLoopMonarchTracking
Automatic tracking from bank texts
Every debit or deposit text becomes an organised entry.
Monarch: Relies on bank linking, mainly in the US.
InstaPay and wallets
Reads texts from every mobile wallet and InstaPay.
Monarch: Doesn't cover InstaPay or Egyptian wallets.
Logging by voice
Say the amount and category, and it's logged.
Monarch: Not in its store listing.
Receipt scanning
Snap a receipt and its details are read.
Monarch: Not in its store listing.
A full Arabic interface
In Arabic and English.
Monarch: English only.
Budget and plan
A budget per category
With an alert before you go over.
Monarch: Budgets and goals.
A money health score
One score for where you stand and what lifts it.
Monarch: No money health score.
A monthly financial plan
Built from your income, split between spending, saving and emergencies.
Monarch: No monthly plan built from your income.
Bills and debts
Subscriptions and recurring payments
Every subscription in one list, with a reminder before renewal.
Monarch: Detects recurring payments.
Installments and loans
Every due date and what's left.
Monarch: No installment schedule in its listing.
Debts, owed and owing
What you're owed and owe, with every repayment.
Monarch: Tracks linked loans and cards.
Bill splitting
Evenly or by item, with who's paid.
Monarch: Splits a payment across categories, not people.
Wealth
Your net worth
Your accounts, assets and debts in one number.
Monarch: Net worth from linked accounts.
Gold and silver
At their daily prices.
Monarch: Not in its store listing.
Stocks and funds
On the Egyptian exchange and beyond, at their daily prices.
Monarch: Tracks linked investments.
AI
An assistant that answers your questions
Shark works it out from your payments and draws the chart.
Monarch: An AI assistant for money questions.
Connects to ChatGPT, Claude and Gemini
Ask your favourite assistant about your spending.
Monarch: Not in its store listing.
Total
MoneyLoop 17 / 17
Monarch 6 / 17
Monarch details from its website and App Store listing, October 2026.
What our users say
Real words from MoneyLoop users on the App Store.
Reviews from the App Store. Some were shortened for length.
This is the best money tracking app I used so far, the best feature is the easy spendings registering through just SMS or texts.الابلكيشن جميل ومنظمالابلكيشن ده فكرته عبقريه وحللي مشكله متابعه مصاريفي الشخصيهواجهة التطبيق وتنوع طرق الإدخال والعرض ممتازة. أفضل من أي تطبيق تاني جربته.Very helpful App